/* ============================================================
   LOAN PAGE SHARED STYLES — Rates & Realty
   ============================================================ */

/* ── HERO ── */
.lp-hero {
  min-height: 70vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding: 120px 0 80px;
  background: #050505;
}
.lp-hero-bg { position: absolute; inset: 0; z-index: 0; pointer-events: none; }
.lp-orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(100px);
  pointer-events: none;
}
.lp-orb-1 {
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(201,168,76,0.14), transparent 70%);
  top: -100px; left: -80px;
  animation: lp-drift 14s ease-in-out infinite alternate;
}
.lp-orb-2 {
  width: 400px; height: 400px;
  background: radial-gradient(circle, rgba(126,184,232,0.08), transparent 70%);
  bottom: -50px; right: -80px;
  animation: lp-drift 18s ease-in-out infinite alternate-reverse;
}
@keyframes lp-drift {
  0% { transform: translate(0,0) scale(1); }
  100% { transform: translate(40px, 30px) scale(1.1); }
}
.lp-hero-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.lp-hero-content { display: flex; flex-direction: column; gap: 0; }
.lp-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 5px 14px;
  border-radius: 999px;
  border: 1px solid rgba(201,168,76,0.25);
  background: rgba(201,168,76,0.07);
  color: #C9A84C;
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-bottom: 20px;
  width: fit-content;
}
.lp-h1 {
  font-family: "Cormorant Garamond", serif;
  font-size: clamp(2.4rem, 5vw, 4rem);
  font-weight: 600;
  line-height: 1.05;
  margin: 0 0 18px;
  color: #f6f1e8;
}
.lp-hero-sub {
  font-size: 1.05rem;
  color: #b6ab93;
  line-height: 1.7;
  margin: 0 0 36px;
  max-width: 480px;
}
.lp-hero-ctas { display: flex; gap: 12px; flex-wrap: wrap; }

.btn-lp-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: 999px;
  background: linear-gradient(135deg, #f2cf85 0%, #C9A84C 100%);
  color: #111;
  font-size: 0.92rem;
  font-weight: 800;
  border: none;
  cursor: pointer;
  text-decoration: none;
  box-shadow: 0 6px 28px rgba(201,168,76,0.35);
  transition: all 0.2s ease;
}
.btn-lp-primary:hover { transform: translateY(-2px); box-shadow: 0 10px 36px rgba(201,168,76,0.5); }
.btn-lp-outline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 28px;
  border-radius: 999px;
  background: transparent;
  color: #f6f1e8;
  font-size: 0.92rem;
  font-weight: 600;
  border: 1px solid rgba(255,255,255,0.18);
  cursor: pointer;
  text-decoration: none;
  transition: all 0.2s ease;
}
.btn-lp-outline:hover { background: rgba(255,255,255,0.05); border-color: rgba(255,255,255,0.3); }

/* Hero stats card */
.lp-hero-card {
  background: rgba(16,16,16,0.9);
  backdrop-filter: blur(20px);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 24px;
  padding: 32px;
}
.lp-stat-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 24px;
}
.lp-stat {
  text-align: center;
  padding: 16px;
  border-radius: 14px;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.06);
}
.lp-stat span { display: block; font-size: 0.72rem; color: #b6ab93; text-transform: uppercase; letter-spacing: .1em; margin-bottom: 6px; }
.lp-stat strong { font-family: "Cormorant Garamond", serif; font-size: 1.8rem; color: #C9A84C; font-weight: 700; }
.lp-highlight {
  padding: 14px 18px;
  border-radius: 12px;
  background: rgba(201,168,76,0.08);
  border: 1px solid rgba(201,168,76,0.2);
  color: #C9A84C;
  font-size: 0.86rem;
  font-weight: 600;
  text-align: center;
  line-height: 1.5;
}

/* ── BODY SECTIONS ── */
.lp-section { padding: 90px 0; }
.lp-label {
  display: inline-flex;
  align-items: center;
  padding: 4px 12px;
  border-radius: 999px;
  border: 1px solid rgba(201,168,76,0.2);
  background: rgba(201,168,76,0.06);
  color: #C9A84C;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  margin-bottom: 16px;
  display: block;
  width: fit-content;
}
.lp-h2 {
  font-family: "Cormorant Garamond", serif;
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 600;
  margin: 0 0 16px;
  color: #f6f1e8;
  line-height: 1.1;
}
.lp-body { font-size: 0.95rem; color: #b6ab93; line-height: 1.75; margin: 0 0 28px; }
.lp-2col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}

/* Requirements list */
.lp-req-list { display: grid; gap: 12px; }
.lp-req-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 14px 16px;
  border-radius: 12px;
  background: rgba(255,255,255,0.02);
  border: 1px solid rgba(255,255,255,0.07);
  font-size: 0.88rem;
  color: #d4cbb8;
  line-height: 1.5;
}
.lp-check {
  color: #C9A84C;
  font-weight: 800;
  font-size: 0.9rem;
  margin-top: 1px;
  flex-shrink: 0;
}

/* Benefits box */
.lp-benefits-box {
  background: rgba(14,14,14,0.98);
  border: 1px solid rgba(201,168,76,0.15);
  border-radius: 24px;
  padding: 32px;
}
.lp-benefit {
  display: flex;
  gap: 16px;
  padding: 16px 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.lp-benefit:last-child { border-bottom: none; }
.lp-benefit-icon {
  width: 42px; height: 42px;
  border-radius: 12px;
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.15);
  display: grid;
  place-items: center;
  font-size: 1.1rem;
  flex-shrink: 0;
}
.lp-benefit strong { font-size: 0.9rem; display: block; margin-bottom: 3px; color: #f6f1e8; }
.lp-benefit span { font-size: 0.82rem; color: #b6ab93; line-height: 1.6; }

/* ── FAQ ── */
.lp-faq-wrap { max-width: 780px; }
.lp-faq-list { display: grid; gap: 10px; margin-top: 32px; }
.lp-faq-item {
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 16px;
  background: rgba(14,14,14,0.98);
  overflow: hidden;
  transition: border-color 0.2s;
}
.lp-faq-item[open] { border-color: rgba(201,168,76,0.25); }
.lp-faq-item summary {
  padding: 18px 22px;
  cursor: pointer;
  font-size: 0.95rem;
  font-weight: 600;
  color: #f6f1e8;
  list-style: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  transition: color 0.18s;
}
.lp-faq-item summary::-webkit-details-marker { display: none; }
.lp-faq-item summary::after {
  content: "+";
  font-size: 1.3rem;
  color: #C9A84C;
  flex-shrink: 0;
  transition: transform 0.22s;
}
.lp-faq-item[open] summary::after { transform: rotate(45deg); }
.lp-faq-item summary:hover { color: #C9A84C; }
.lp-faq-item p {
  padding: 0 22px 18px;
  font-size: 0.88rem;
  color: #b6ab93;
  line-height: 1.7;
  margin: 0;
}

/* ── CTA SECTION ── */
.lp-cta-section {
  padding: 90px 0;
  background: linear-gradient(135deg, rgba(201,168,76,0.08), rgba(8,8,8,0.98));
  border-top: 1px solid rgba(201,168,76,0.12);
  border-bottom: 1px solid rgba(201,168,76,0.12);
}

/* ── RESPONSIVE ── */
@media (max-width: 880px) {
  .lp-hero-inner { grid-template-columns: 1fr; }
  .lp-hero-card { display: none; }
  .lp-2col { grid-template-columns: 1fr; gap: 40px; }
}
@media (max-width: 640px) {
  .lp-hero { min-height: auto; padding: 100px 0 60px; }
  .lp-h1 { font-size: 2.2rem; }
}